Woodwork & Business Package Insurance
Specialist business package insurance for woodworking businesses, cabinet makers, furniture manufacturers and timber workshops across Australia. Protect your tools, premises and public liability — get a quote today.
Why Choose Journey Insure for Your Woodwork Business Package?
Woodworking businesses face unique risks — from high-powered machinery and sawdust fire hazards to expensive tools and significant public liability exposure. Journey Insure arranges a complete business package policy so you have all the cover you need in one place.
Tools, Plant & Equipment Cover
Protect your saws, routers, CNC machines, dust extraction units and all specialist woodworking equipment against accidental damage, theft, mechanical breakdown and fire — at your workshop or on a client's site.
Workshop & Premises Protection
Covers your workshop, commercial premises, stock of timber and materials, finished goods and business contents against fire, storm, flood, break-in and malicious damage — so your operation is protected from the unexpected.
Public & Product Liability Cover
If a client, contractor or member of the public is injured at your workshop, or if a product you've made causes property damage or personal injury, our public and product liability cover protects your business from costly legal claims.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
What’s covered and what’s not
Clear coverage inclusions and exclusions so you know exactly what your woodwork business package covers.
What’s covered
Includes, but is not limited to
- Tools, plant and specialist woodworking machinery (owned and hired)
- Workshop, commercial premises and storage facilities
- Stock of timber, materials and finished goods
- Fire, storm, flood and natural disaster damage
- Theft and malicious damage at the workshop or on-site
- Public liability and product liability
- Business interruption and loss of income cover
What’s not covered
Includes, but is not limited to
- Wear, tear or gradual deterioration of tools and equipment
- Damage from improper use or lack of maintenance
- Unlisted or unscheduled items (check your policy schedule)
- Pre-existing damage at the time of policy inception
- Intentional damage by the owner or an employee
- Consequential loss not directly resulting from an insured event
Frequently asked questions
A woodwork business package combines multiple covers into a single policy designed for woodworking businesses, cabinet makers, furniture manufacturers and timber workshops. It typically includes cover for your tools and machinery, workshop or commercial premises, stock and materials, public liability, product liability and business interruption. Journey Insure tailors each package to the size, location and type of your woodworking operation.
Yes. We can schedule specific high-value items — including CNC routers, panel saws, wide-belt sanders, dust extraction systems and other specialist machinery — under your policy with agreed values. This ensures you’re properly compensated for replacement cost, not just depreciated value, if they’re damaged or destroyed. Speak to us about creating a detailed equipment schedule for your business.
Yes, if you sell or supply finished timber products — such as furniture, cabinetry, doors or flooring — product liability insurance is essential. If a product you’ve made causes property damage or personal injury after it leaves your workshop, product liability cover pays for legal defence costs and any compensation awarded against you. This is separate from public liability and is a critical protection for any woodworking business that sells goods to the public or trade.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.