Public Liability
Help protect your business from claims made by third parties for injuries or damage to property caused by your business activities.
Why choose public liability with us?
With Journey Insure, you can focus on running your business without worrying about unexpected costs from accidents or damages.
Comprehensive coverage
Covering a wide range of risks, including injury and property damage.
Tailored plans for you
The flexibility to get coverage that suits your business needs, whether small or large.
Fast claims assistance
Quick, efficient handling of claims to minimise disruption to your business.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
What’s included in public liability insurance
Third-party injury
Covering the costs if someone is injured due to your business activities, whether on-site or elsewhere. This includes medical expenses and compensation for pain and suffering.
Property coverage
If your business activities cause damage to another person’s property, this coverage helps pay for repairs or replacement costs.
Legal fees
In the event of a claim, this insurance covers legal costs related to defending your business, including lawyer fees and court expenses.
Accidents on Your premises
If someone is injured while on your business property, the insurance covers medical bills, legal fees, and any compensation claims made against you.
Claims from products or service
Covering claims of injury or damage caused by your products or services, protecting your business from financial loss if something goes wrong.
Option add ons
Optional add-ons like Product Liability, Tenant’s Liability, and Advertising Liability allow you to tailor your Public Liability policy to meet your business needs.
Frequently asked questions
It depends on the industry and location. Some businesses may require it by law, while others might need it as part of a lease or contract.
No, it covers third-party claims only. Damage to your own property would require separate coverage.
Yes, it is recommended for small businesses to protect against potential claims that could disrupt operations or cause financial loss.
Public Liability Insurance still applies, but make sure the coverage is sufficient for your specific home business activities.
Public Liability covers injury or property damage to third parties, while Professional Indemnity covers errors or omissions in professional advice or services.
The amount of coverage depends on your industry and risk level. We can help assess what’s right for your business needs.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.