Plant & Machinery Insurance
Australia's trusted plant and machinery insurance broker. Covering excavators, cranes, forklifts, tractors & heavy equipment — get a fast, tailored quote today.
Why Choose Journey Insure for Plant & Machinery Insurance?
Don't let equipment downtime cost you. We deliver expert plant and machinery insurance tailored for construction, mining, agriculture and heavy industry — protecting your assets and your bottom line.
Accidental Damage & Breakdown Cover
Cover for collision, fire, flood, mechanical failure and equipment in transit — so your site keeps running and your business keeps earning, no matter what happens.
Theft, Vandalism & Malicious Damage
If your plant is stolen, vandalised or maliciously damaged, we fast-track your claim so you get repaired or replaced equipment back on-site as quickly as possible — minimising costly downtime.
Loss of Income & Business Interruption
When your machine stops, your revenue shouldn't. Our business interruption cover replaces lost income during repairs — keeping your cash flow healthy while your equipment is off the job.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
What's covered and what's not
Comprehensive cover for your heavy equipment and plant — with clear inclusions so you know exactly where you stand.
What's covered
Includes, but is not limited to
- Accidental or unforeseen damage to plant and equipment
- Theft and attempted theft of machinery
- Mechanical and electrical breakdown
- Storm, flood, fire and other natural disasters
- Third-party liability if your equipment causes damage or injury
- Transit cover while equipment is being transported between sites
- Hired-in plant coverage (conditions apply)
What's not
Includes, but is not limited to
- Wear and tear or gradual deterioration
- Damage from operator negligence or improper use
- Unlisted equipment or attachments
- Pre-existing damage or defects
- Repairs carried out without insurer approval
- Intentional damage by the owner or operator
Frequently asked questions
Plant & Machinery Insurance covers your equipment against accidental damage, theft, mechanical or electrical breakdown, fire, storm, flood and transit. It also includes third-party liability protection and business interruption cover for income lost when your equipment is off-site for repairs. Journey Insure tailors each policy to your specific equipment and industry — from construction and mining to agriculture and manufacturing.
Yes. If you lease or hire equipment, you are generally responsible for any damage or loss that occurs during the hire period. A Plant & Machinery Insurance policy — including hired-in plant cover — protects you from the financial liability of repairing or replacing someone else’s equipment. We can tailor a policy to cover both owned and hired plant on the same schedule.
Yes. We can arrange cover for older plant and high-value machinery, with premiums and coverage limits assessed based on the machine’s age, condition and intended use. As a specialist broker, Journey Insure has access to a wide panel of insurers — giving you more options and competitive pricing, even for hard-to-place equipment. Contact us for a tailored assessment.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.