Personal Accident and Sickness Insurance

This coverage helps replace your income if you're unable to work due to injury or sickness, giving you peace of mind during recovery.

Why choose personal accident and sickness insurance with us?

Customised coverage for your needs, covering both work and non-work incidents.

Help if you’re unable to work due to an accident or illness

Be provided with a percentage of your regular income if you’re unable to work due to an accident or illness, helping you manage living expenses and bills.

Covering a range of out-of-pocket expense

Be reimbursed for costs including doctor visits, hospital stays, surgeries, and treatments directly related to your injury or sickness.

Be covered for recovery programs

Assists with costs for physiotherapy, occupational therapy, or other recovery programs to help you regain strength and return to work.

Get a quickquote today!

We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.

Frequently asked questions

It covers lost income if you’re unable to work due to an accident or illness and may include medical expenses, rehabilitation costs, and lump-sum payments for permanent injuries.

Yes, coverage can be tailored to suit your individual needs, so you only pay for what’s most important to you.

Yes, it covers both work-related and non-work-related injuries or illnesses, providing comprehensive protection.

Income replacement typically lasts until you’re able to return to work or for the agreed benefit period stated in your policy.

Managing your insurance policy

We believe managing your insurance should be simple and stress-free.

Updating your details

Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.

Adjusting your coverage

Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.

Making a claim

If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.