Marine Hull & Liability Insurance
Specialist marine hull and liability insurance for vessel owners, commercial operators and marine businesses across Australia. Protect your vessel on and off the water — get a quote today.
Why Choose Journey Insure for Marine Hull & Liability?
Whether you own a private vessel, operate a charter fleet or run a marine-based business, Journey Insure provides expert marine hull and liability cover tailored to your specific watercraft and risk exposure.
Marine Hull Cover — Loss & Damage
Covers physical loss or damage to your vessel, including the hull, machinery, equipment and fittings — whether from collision, grounding, fire, storm, theft or accidental damage while at sea, moored or in transit.
Marine Liability Cover — Third-Party Protection
Protects you against third-party legal liability arising from your vessel's operation — including injury to passengers or crew, damage to other vessels, wharves, or marina infrastructure, and pollution liability.
Commercial Marine & Charter Vessel Cover
From working vessels and charter boats to fishing trawlers and barges, we arrange specialist commercial marine insurance for professional operators — including crew liability, cargo and loss of hire cover.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
What’s covered and what’s not
Comprehensive cover for your vessel and marine liability — with clear inclusions so you know exactly where you stand.
What’s covered
Includes, but is not limited to
- Physical loss or damage to the hull, machinery and onboard equipment
- Collision with other vessels, objects or the seabed
- Fire, explosion, lightning and storm damage
- Theft of the vessel or onboard equipment
- Third-party liability for injury, death or property damage
- Pollution liability (selected policies)
- Loss of hire and business interruption (commercial vessels)
What’s not covered
Includes, but is not limited to
- Wear, tear or gradual deterioration of the vessel
- Damage from improper maintenance or neglect
- Deliberate damage caused by the insured
- Operation of the vessel beyond approved survey limits
- Racing or speed trials (unless specifically endorsed)
- Pre-existing damage at the time of policy inception
Frequently asked questions
Marine Hull Insurance covers physical loss or damage to your vessel, including the hull, engine, onboard equipment and fittings. Marine Liability Insurance protects you against third-party claims arising from your vessel’s operation — including personal injury to crew or passengers, damage to other vessels, structures or marina facilities, and in some cases, pollution liability. Journey Insure can arrange both hull and liability cover in a combined marine policy tailored to your vessel and usage.
Yes — hull cover and liability cover protect you against different risks. Hull cover replaces or repairs your own vessel after a loss, while liability cover pays for the damage or injury you cause to others. Without liability cover, a collision that damages another vessel or injures a third party could result in a claim against you for tens or hundreds of thousands of dollars. Most commercial operators are required to carry liability cover as a condition of marina berth agreements or government licensing.
Yes. Journey Insure specialises in commercial marine insurance for charter boats, fishing vessels, water taxis, barges, ferries and other working watercraft. Commercial policies can include hull and machinery cover, third-party liability, crew personal accident, loss of hire cover and cargo cover — all tailored to your specific type of vessel and operation. Contact us to discuss your commercial marine requirements.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.