Farm & Rural Insurance
Specialist farm and rural insurance for Australian farmers — covering your property, livestock, machinery, crops and income. Protect your livelihood with a tailored policy today.
Why choose farm & rural insurance with us?
Farming is one of Australia's most essential industries — and one of its most exposed to risk. Journey Insure arranges specialist farm and rural insurance tailored to your operation, from small hobby farms to large-scale commercial enterprises.
Protection for farm property
Covers your homestead, farm buildings, machinery sheds, silos, fences and other structures against fire, storm, flood, lightning, theft and other insured events — so your farm infrastructure is protected year-round.
Machinery and equipment cover
Protects your tractors, harvesters, irrigation systems, tools and farm machinery from accidental damage, mechanical breakdown and theft — keeping your operation running even when equipment fails.
Livestock protection
Your livestock are a significant part of your farm's value. Our livestock cover protects against loss or injury caused by accidents, disease, natural disaster and theft — so you're not left out of pocket when the unforeseen happens.
Crop insurance for unexpected losses
Protects your crop yields against hail, storm, fire, frost, drought and pest damage — covering the financial losses that come when Mother Nature doesn't cooperate with your growing season.
Public liability for accidents on your farm
If a visitor, contractor or member of the public is injured on your property, or if your farming activities damage a third party's property, farm public liability insurance covers your legal defence costs and any awarded compensation.
Business interruption support
If a major event — such as a fire, flood or disease outbreak — disrupts your farming operations, business interruption cover helps replace lost income and cover ongoing costs while you recover and get back to full production.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
Frequently asked questions
Absolutely. No two farms are the same, and Journey Insure specialises in creating custom farm insurance policies. Whether you run a cattle station, grain farm, vineyard, dairy or mixed enterprise, we work with a panel of specialist insurers to build a policy that matches your exact risk profile — including specific livestock species, crop types and machinery schedules.
Yes, crop insurance can cover losses from hail, storm, fire, frost and specified pests — depending on the policy terms. As an independent broker, Journey Insure can source specialist crop cover and help you understand exactly what events are covered so there are no surprises at claim time.
Livestock insurance pays out a set sum insured per animal head in the event of death, injury or theft. The policy covers nominated causes such as accidents, disease, fire, flood or drought — depending on the level of cover selected. Journey Insure will help you determine the appropriate sum insured per animal type based on current market values.
Yes. We arrange farm insurance for operations of all sizes — from small hobby farms and lifestyle properties to large-scale commercial enterprises. Even if you have a few acres with some sheep, horses or a vegetable garden, we can find a policy that suits your scale and budget.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.