Commercial Property Insurance
Protecting your commercial premises, contents and assets across Australia — get a comprehensive commercial property insurance quote today.
Why choose commercial property insurance with us?
One major event — a fire, storm or break-in — can shut your business down without warning. Journey Insure arranges commercial property insurance that protects your building, contents, stock and revenue so you can recover fast and keep trading.
Building & Structural Protection
Covers the physical structure of your commercial premises — walls, roofing, fixtures and fittings — against fire, storm, flood, impact and other insured events, so your building is protected from the ground up.
Theft, Vandalism & Malicious Damage Cover
Protects your business against financial losses from theft, vandalism and malicious damage — covering repair and replacement costs so you can resume operations as quickly as possible.
Business Interruption & Loss of Income
If a covered event forces you to close or reduce operations, our business interruption cover replaces lost revenue and covers ongoing expenses — keeping your business financially stable during the recovery period.
Contents, Stock & Equipment Cover
Your stock, equipment, office furniture and business assets are covered for loss or damage — so that a break-in, fire or flood doesn't permanently impair your ability to operate.
Natural Disaster & Weather Event Cover
Australia's climate can be unpredictable. Our commercial property cover protects against fire, cyclone, storm, hail, flood and other natural events — giving you peace of mind year-round.
Flexible & Tailored Policy Add-Ons
Every business has unique risks. We customise your cover with optional add-ons including glass breakage, machinery breakdown, public liability, and more — so your policy fits your business perfectly.
Get a quickquote today!
We have a dedicated insurance team based in Australia and ready to support you. Speak to the team today by calling 0493 255 019 between 9am–5pm (AEST) weekdays.
Frequently asked questions
If a fire, flood or other insured event forces you to shut down or reduce operations, business interruption cover compensates for your lost revenue, ongoing fixed costs (rent, wages, utilities) and any temporary relocation expenses — for the period it takes to get your premises back to full operation. Journey Insure will ensure your sum insured matches your actual income exposure.
Any business that owns, leases or occupies a commercial premises should have commercial property insurance — including retailers, warehouses, offices, manufacturers, hospitality venues, healthcare providers and tradespeople with sheds or workshops. Landlords of commercial properties also benefit from landlord-specific extensions.
Building cover (also called commercial property insurance) protects the physical structure — walls, roof, fixtures and fittings — while business contents insurance covers the items inside: stock, equipment, furniture and other assets. Many businesses need both, and Journey Insure can combine them into a single, cost-effective policy.
Managing your insurance policy
We believe managing your insurance should be simple and stress-free.
Updating your details
Need to update your information? It’s quick and easy. Just let us know what’s changed, and we’ll take care of the rest.
Adjusting your coverage
Life changes, and so do your insurance needs. Whether you need more coverage or want to make adjustments, we’re here to help you find the right fit.
Making a claim
If you need to make a claim, we’ve got you covered. Contact us, and our friendly team will guide you through the process to ensure a smooth experience.